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Pension Awareness Week: Is Your Pension Fit for Purpose?
Individuals who achieve the retirement they want without carefully planning it are few and far between, so why leave it to chance? A fulfilling retirement
Is Your Investment Glass Half Full Or Half Empty?
Good Stuff Happens Too Even if your business is generating strong returns today, a bigger long-term threat to your personal financial wellbeing may be
When Business Success Doesn’t Equal Personal Wealth
The Business Owner’s Reality Unlike salaried professionals, your journey has likely involved: Using personal savings to launch the business Personally guaranteeing loans and leases Reinvesting
Clarity Before Confidence: Financial Awareness Powered by Purpose
Why These Questions Matter Now At Wells Gibson, our mission is to bring clarity, contentment and certainty to your financial life. Financial awareness begins with knowing
Emotional Wealth: The Other Side of Financial Planning
Self-Care Isn’t Selfish — It’s Smart Planning Self-care is often misunderstood as pampering or indulgence. But at its core, it’s about investing in your health,
Speculation vs. Stewardship: A Crypto Conversation
1. The Role of Crypto in a Portfolio is Unclear Every asset in a portfolio should serve a defined purpose. Equities drive long-term growth. Bonds
Financial Wisdom over the Festive Season: A Guide for a Prosperous New Year Ahead
As Christmas approaches, it’s the perfect time to celebrate, unwind, and create cherished memories with loved ones. Amidst the joy and festivities, it’s crucial not
Autumn Budget Statement Guide
The Chancellor of the Exchequer, Jeremy Hunt, unveiled his 2023 Autumn Statement on Wednesday 22 November, alongside an updated economic forecast from the Office for
Price inflation surges to its highest level in a decade
The latest figures confirm that the cost of living is rising at its fastest pace in almost a decade.According to the Office for National Statistics
Speculation vs. Stewardship: A Crypto Conversation
1. The Role of Crypto in a Portfolio is Unclear Every asset in a portfolio should serve a defined purpose. Equities drive long-term growth. Bonds
Bitcoin: A Crumby Way To Save For Later
Exhibit 1: Bitcoin vs. Stock Market – How Often Have They Dropped? Source: Dimensional. Past performance is not a guarantee of future results. Credit: Dimensional Fund
Cryptocurrency – too big to ignore
In light of the US regulator’s (SEC) recent approval of several Bitcoin spot ETF’s, there has once again been a lot of talk around cryptocurrency
Crypto regulation is coming
Crypto regulation is coming The Bank of England is leaning towards the regulation of cryptocurrency, following the recent collapse of the digital currency exchange FTX.
Ten important points to remember when considering digital assets and blockchain technology
Blockchains, Web3, the metaverse, Non-Fungible Tokens (NFTs), cryptocurrencies, Bitcoin, Dogecoin, Decentralized Applications (or dApps) and Decentralized Autonomous Organizations (DAOs). These terms have surged into mainstream
The Wealth of Time: Preparing for the Unknown
At some point in life, many of us pause and ask the big questions: “Can I afford to stop working?” “What would I do if
Rethinking Pensions in a Changing Landscape
“When we think of wealth purposefully, our decisions change.”— Jonathan Gibson, Purposeful Wealth Pensions are often viewed as just one piece of the wealth management puzzle.
Five key probabilities for investment success
In life we always make probability-driven choices (can I cross the road safely, despite that approaching car? etc.). By-and-large, we weigh up the uncertainty involved,
Proposed Inheritance Tax on Pensions: What It Means and Why It Matters
The UK government’s proposal to introduce inheritance tax (IHT) on unused pensions from April 2027 has caused a stir among savers and retirees alike. A
Who is your emergency contact
Choosing an emergency contact is often overlooked as a critical component of estate planning. At Wells Gibson, we understand that a well-structured estate plan is
Understanding Inheritance Tax (IHT): 6 Strategic Approaches to Minimise Your Liability
Inheritance Tax (IHT) is an important consideration for anyone looking to pass on wealth to loved ones. With rising property values and tax thresholds remaining
Is Your Investment Glass Half Full Or Half Empty?
Good Stuff Happens Too Even if your business is generating strong returns today, a bigger long-term threat to your personal financial wellbeing may be
When Business Success Doesn’t Equal Personal Wealth
The Business Owner’s Reality Unlike salaried professionals, your journey has likely involved: Using personal savings to launch the business Personally guaranteeing loans and leases Reinvesting
Clarity Before Confidence: Financial Awareness Powered by Purpose
Why These Questions Matter Now At Wells Gibson, our mission is to bring clarity, contentment and certainty to your financial life. Financial awareness begins with knowing
Emotional Wealth: The Other Side of Financial Planning
Self-Care Isn’t Selfish — It’s Smart Planning Self-care is often misunderstood as pampering or indulgence. But at its core, it’s about investing in your health,
Speculation vs. Stewardship: A Crypto Conversation
1. The Role of Crypto in a Portfolio is Unclear Every asset in a portfolio should serve a defined purpose. Equities drive long-term growth. Bonds
A World Waiting: Exploring Life Beyond Work
Where Should We Go? When it comes to planning meaningful travel, inspiration often starts with a simple question: Where should we go? Whether you dream
Five key probabilities for investment success
In life we always make probability-driven choices (can I cross the road safely, despite that approaching car? etc.). By-and-large, we weigh up the uncertainty involved,
Proposed Inheritance Tax on Pensions: What It Means and Why It Matters
The UK government’s proposal to introduce inheritance tax (IHT) on unused pensions from April 2027 has caused a stir among savers and retirees alike. A
Ensuring Your Pension Reaches the Right Hands
The Money and Pensions Service urges pension holders to confirm their beneficiaries to ensure their savings go to the intended recipients after death. The necessity
Understanding the Impact of Pension Savings Allowance Removal
In the complex world of retirement planning, a significant legislative change is set to impact UK savers, especially those who have begun to withdraw their
State Pension Triple Lock
Can you achieve or maintain financial independence without relying on the State Pension? Wells Gibson’s clients are either due to receive or currently receive the
Making sense of your pensions and investments
What constitutes sensible investing is different for everyone and depends substantially on your current financial situation, present circumstances, future goals, and risk tolerance. Having said
Retirement Isn’t the End—It’s a New Beginning
Contact Us Important Information This blog is provided by Wells Gibson for informational purposes only and does not constitute financial, investment, or tax advice. The
The Wealth of Time: Preparing for the Unknown
At some point in life, many of us pause and ask the big questions: “Can I afford to stop working?” “What would I do if
From Pints to Portfolios: What Inflation Teaches Us About Wealth
At Wells Gibson, we believe perspective is one of the most valuable tools in wealth stewardship. Amid inflationary headlines, it’s natural to feel concerned, but
From Letting to Regretting: Rethinking Buy-to-Let in Modern Wealth Planning
For decades, individuals have had a deep-rooted obsession with property, often viewing buy-to-let investments as a surefire path to wealth. However, the reality of managing
Staying Healthy in Retirement: A Guide
Retirement is a time to relax, enjoy hobbies, and spend quality time with loved ones. However, maintaining good health is essential for enjoying this golden
Rising Demand for Retirement Advice in an Ageing Population
Recent research sponsored by Aegon and conducted by NextWealth sheds light on the shifting landscape of retirement advice in the United Kingdom. The study, titled