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Blooming Brilliant Events in Scotland this Spring
Spring will be here before we know it! The days are getting longer and the daffodils will soon be blooming. It’s the perfect time to

Unwrapping the Trump Presidency
Donald Trump’s second term as the 47th President of the United States has begun to great fanfare and a flurry of action. In this short

Turning Blue Monday into an Opportunity for Financial Clarity
Blue Monday, often dubbed the “most depressing day of the year,” is quickly approaching. The weight of holiday expenses, unfulfilled New Year resolutions, and the

Setting Your Financial Intentions 2025
The New Year brings a fresh opportunity to realign your financial goals, reassess your priorities, and take steps toward lasting financial security. At Wells Gibson,

Tips for Incorporating Gratitude into Daily Financial Habits
Gratitude can significantly enhance our financial well-being. Here are some tips to integrate gratitude into your daily financial habits: Mindful Spending Appreciate the Value of

End of Year Reflection: Growth and Gratitude at Wells Gibson
As the year draws to a close, it’s the perfect time to reflect on how far we’ve come, celebrate the wins, acknowledge the lessons, and

Autumn Budget 2024 – Key Takeaways
Following the Autumn Budget announcement, here is a brief overview of the key changes and how they may impact your financial future. Personal Taxes &

Spring Budget Statement 2024
In the Spring Budget of 2024, the government introduced several significant changes affecting personal taxes, savings and investments, pensions, business owners, and the economy. Alongside

Ring in the New Year with Investment Success – A 2024 Reflection and Outlook
Looking back over the past year, the investment landscape has seen its fair share of challenges and triumphs. In the long term, investors anticipate positive

Financial Wisdom over the Festive Season: A Guide for a Prosperous New Year Ahead
As Christmas approaches, it’s the perfect time to celebrate, unwind, and create cherished memories with loved ones. Amidst the joy and festivities, it’s crucial not

Autumn Budget Statement Guide
The Chancellor of the Exchequer, Jeremy Hunt, unveiled his 2023 Autumn Statement on Wednesday 22 November, alongside an updated economic forecast from the Office for

Price inflation surges to its highest level in a decade
The latest figures confirm that the cost of living is rising at its fastest pace in almost a decade.According to the Office for National Statistics

Cryptocurrency – too big to ignore
In light of the US regulator’s (SEC) recent approval of several Bitcoin spot ETF’s, there has once again been a lot of talk around cryptocurrency

Crypto regulation is coming
Crypto regulation is coming The Bank of England is leaning towards the regulation of cryptocurrency, following the recent collapse of the digital currency exchange FTX.

Ten important points to remember when considering digital assets and blockchain technology
Blockchains, Web3, the metaverse, Non-Fungible Tokens (NFTs), cryptocurrencies, Bitcoin, Dogecoin, Decentralized Applications (or dApps) and Decentralized Autonomous Organizations (DAOs). These terms have surged into mainstream

Five key probabilities for investment success
In life we always make probability-driven choices (can I cross the road safely, despite that approaching car? etc.). By-and-large, we weigh up the uncertainty involved,

Proposed Inheritance Tax on Pensions: What It Means and Why It Matters
The UK government’s proposal to introduce inheritance tax (IHT) on unused pensions from April 2027 has caused a stir among savers and retirees alike. A

Who is your emergency contact
Choosing an emergency contact is often overlooked as a critical component of estate planning. At Wells Gibson, we understand that a well-structured estate plan is

Understanding Inheritance Tax (IHT): 6 Strategic Approaches to Minimise Your Liability
Inheritance Tax (IHT) is an important consideration for anyone looking to pass on wealth to loved ones. With rising property values and tax thresholds remaining

Planning Beyond Your Life: Leaving a Lasting Legacy
Planning for the future involves more than just financial considerations; it’s about ensuring your loved ones are cared for and your legacy lives on. Legacy

Inheritance Tax Rate Faces Possible Decrease by Government
Prime Minister Rishi Sunak and Chancellor Jeremy Hunt are reportedly finalising proposals to reduce inheritance tax in a strategic move aimed at revamping the United

Turning Blue Monday into an Opportunity for Financial Clarity
Blue Monday, often dubbed the “most depressing day of the year,” is quickly approaching. The weight of holiday expenses, unfulfilled New Year resolutions, and the

Setting Your Financial Intentions 2025
The New Year brings a fresh opportunity to realign your financial goals, reassess your priorities, and take steps toward lasting financial security. At Wells Gibson,

Tips for Incorporating Gratitude into Daily Financial Habits
Gratitude can significantly enhance our financial well-being. Here are some tips to integrate gratitude into your daily financial habits: Mindful Spending Appreciate the Value of

End of Year Reflection: Growth and Gratitude at Wells Gibson
As the year draws to a close, it’s the perfect time to reflect on how far we’ve come, celebrate the wins, acknowledge the lessons, and

Is Your Approach to Risk Serving You or Working Against You?
When it comes to managing your wealth, avoiding risk might feel like the safest approach. Many people believe that keeping savings in low-risk assets like

Gratitude and Financial Wellness: The Power of Giving
This week, as we celebrate World Kindness Week— celebrated during the second week of November —we’re reminded of the profound impact that gratitude and generosity can

Five key probabilities for investment success
In life we always make probability-driven choices (can I cross the road safely, despite that approaching car? etc.). By-and-large, we weigh up the uncertainty involved,

Proposed Inheritance Tax on Pensions: What It Means and Why It Matters
The UK government’s proposal to introduce inheritance tax (IHT) on unused pensions from April 2027 has caused a stir among savers and retirees alike. A

Ensuring Your Pension Reaches the Right Hands
The Money and Pensions Service urges pension holders to confirm their beneficiaries to ensure their savings go to the intended recipients after death. The necessity

Understanding the Impact of Pension Savings Allowance Removal
In the complex world of retirement planning, a significant legislative change is set to impact UK savers, especially those who have begun to withdraw their

State Pension Triple Lock
Can you achieve or maintain financial independence without relying on the State Pension? Wells Gibson’s clients are either due to receive or currently receive the

Making sense of your pensions and investments
What constitutes sensible investing is different for everyone and depends substantially on your current financial situation, present circumstances, future goals, and risk tolerance. Having said

Staying Healthy in Retirement: A Guide
Retirement is a time to relax, enjoy hobbies, and spend quality time with loved ones. However, maintaining good health is essential for enjoying this golden

Rising Demand for Retirement Advice in an Ageing Population
Recent research sponsored by Aegon and conducted by NextWealth sheds light on the shifting landscape of retirement advice in the United Kingdom. The study, titled

Retirement Maze: The Alarming Lack of Financial Plans
Introduction: Embarking on the golden years of retirement should ideally be a time of relaxation and fulfilment. However, a recent report from Just Group* sheds

Pensions as an Inheritance Tax Break
Pensions as an Inheritance Break A report from the Institute for Fiscal Studies (IFS) has claimed pensions are treated more generously by the tax system

Don’t Choke Your Financial Future
King Solomon once said, “The rich rule over the poor, and the borrower is the slave to the lender.” There’s an important distinction to make

Lesson’s from Silicon Valley Bank’s demise
Lessons from Silicon Valley Bank’s demise The spectacular work ‘Another Place’ by the British sculptor Antony Gormley[1], of one hundred naked men scattered along 1.5