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Buzzing into 2025: Scottish Beekeeping Events for Financial Wellbeing and a Sweet Hobby
Retirement Isn’t the End—It’s a New Beginning
Contact Us Important Information This blog is provided by Wells Gibson for informational purposes only and does not constitute financial, investment, or tax advice. The
The Wealth of Time: Preparing for the Unknown
At some point in life, many of us pause and ask the big questions: “Can I afford to stop working?” “What would I do if
From Pints to Portfolios: What Inflation Teaches Us About Wealth
At Wells Gibson, we believe perspective is one of the most valuable tools in wealth stewardship. Amid inflationary headlines, it’s natural to feel concerned, but
From Letting to Regretting: Rethinking Buy-to-Let in Modern Wealth Planning
For decades, individuals have had a deep-rooted obsession with property, often viewing buy-to-let investments as a surefire path to wealth. However, the reality of managing
Rethinking Pensions in a Changing Landscape
“When we think of wealth purposefully, our decisions change.”— Jonathan Gibson, Purposeful Wealth Pensions are often viewed as just one piece of the wealth management puzzle.
Guiding the Investment Elephant: Staying Strong in Uncertain Times
Have you ever noticed how differently you think about your investments during calm markets versus turbulent ones? In the world of investing, there’s a constant
Speculation vs. Stewardship: A Crypto Conversation
1. The Role of Crypto in a Portfolio is Unclear Every asset in a portfolio should serve a defined purpose. Equities drive long-term growth. Bonds
Bitcoin: A Crumby Way To Save For Later
Exhibit 1: Bitcoin vs. Stock Market – How Often Have They Dropped? Source: Dimensional. Past performance is not a guarantee of future results. Credit: Dimensional Fund
Cryptocurrency – too big to ignore
In light of the US regulator’s (SEC) recent approval of several Bitcoin spot ETF’s, there has once again been a lot of talk around cryptocurrency
Crypto regulation is coming
Crypto regulation is coming The Bank of England is leaning towards the regulation of cryptocurrency, following the recent collapse of the digital currency exchange FTX.
Ten important points to remember when considering digital assets and blockchain technology
Blockchains, Web3, the metaverse, Non-Fungible Tokens (NFTs), cryptocurrencies, Bitcoin, Dogecoin, Decentralized Applications (or dApps) and Decentralized Autonomous Organizations (DAOs). These terms have surged into mainstream
Spending your inheritance
Spending your inheritance The main principle of legacy planning is that you’re providing for the people who are important to you, and the challenge is
Watch out for these inheritance tax overpayments
The main principle of legacy planning is that you’re providing for the people who are important to you, and the challenge is to do so
Gifting to children is fine, but don’t run out of money
“The greatest use of life is to spend it for something that will outlast it.” – William James The main principle of legacy planning is
From Letting to Regretting: Rethinking Buy-to-Let in Modern Wealth Planning
For decades, individuals have had a deep-rooted obsession with property, often viewing buy-to-let investments as a surefire path to wealth. However, the reality of managing
Guiding the Investment Elephant: Staying Strong in Uncertain Times
Have you ever noticed how differently you think about your investments during calm markets versus turbulent ones? In the world of investing, there’s a constant
Living Your Legacy – Impact, Values, and Purpose
When we think of legacy, it’s easy to focus on numbers—the size of an estate, the assets passed on, and financial provisions made for future
Easter Reflections: Renewal, Hope, and Financial Stewardship
At Wells Gibson, we believe that financial planning is about more than numbers—it’s about living a life of purpose, freedom, and contentment. As we reflect
What’s Happening in the Markets? A Calm Look at Recent Moves
At Wells Gibson, we know that recent stock market volatility—particularly over the past few weeks—has likely caught your attention. It’s completely understandable to feel uneasy
Staying Calm in Turbulent Markets
Periods of market volatility can be unsettling, especially when the news headlines seem to shout louder each day. However, it is essential to remember that
Pension forecast alignment could confuse savers
Pension forecast alignment could confuse savers New proposals designed to standardise pension forecasts could confuse savers about how much they might get in retirement. According
Sailing with the Tides
Sailing with the Tides I’m told that embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan,
How much do you need to fund retirement and care?
How much do you need to fund retirement and care? How much do you need to accumulate to fund a comfortable retirement and cover care
Phased approach to retirement becomes more popular
Phased approach to retirement becomes more popular More than three million people have started ‘phasing’ into their retirement by cutting back on working hours and
Retirement and investment confidence gap grows
Retirement and investment confidence gap grows Some new research has found a growing gap in the confidence between financial planners and investors regarding prospects for
Changing attitudes to later life care
Our goal at Wells Gibson is to help clients live a fulfilled, purposeful and contented life, and that includes making sure they can live the
Are you saving enough for retirement?
Are you saving enough for retirement? Only a quarter of pension savers using a workplace pension believe their current retirement saving rate will not be