Wise Financial Strategies
Wells Gibson formulates advice and solutions in six challenging areas:
Cashflow – Preparing for your life’s transitions
Visualising what your financial future could look like; knowing how much income and spending there is; and avoiding living beyond your means.
Borrowing – Cautiously ensuring debt does not choke your financial future
Repaying debt to enable flexibility and choice in your financial life.
Risk – Protecting you against the unexpected
Eliminating the potential risks from long-term illness and/or disability, critical illness and death by transferring the risk to insurance companies. Your assets can also be exposed to business risks and risks from relationships and taxation.
Tax – Not paying more tax than you need to
Utilising allowances, exemptions and tax-planning products & solutions, to legally minimise income tax; capital gains tax; and inheritance tax.
Legacy – Providing for those who are important to you
Efficiently transferring your wealth to your children and/or grandchildren.
Giving – Making a real difference to others
Helping you and your family make a real difference to the causes and communities you care about in a strategic, organised and tax-efficient way.
Sam & Caroline McKillop, Perthshire
Clients of Wells Gibson since 2017
“We feel that we can move forward into retirement with confidence knowing that we will be well looked after by a very professional, and approachable adviser.“